Does American Home Shield Cover Roofs? Answer: Yes, however, in a limited manner. American Home Shield doesn’t generally replace complete roofs; however, it does provide a leak repair option that can be added to specific plans. This means that AHS is beneficial for leak repair specifics, but not a complete replacement of the roof following significant storm damage or negligence.
What AHS usually is (and how it can help)
The roof leak coverage of AHS focuses on fixing leaks due to wear and tear, or certain failures, like dry rot, cracked or missing shingles, damaged flashing, or damage caused by normal cycles of freezing and thawing. It’s designed to cover holes that homeowners’ insurance may not cover, since insurance typically covers extreme, sudden incidents (like the possibility of fire or hail) while homeowner’s warranties target problems that arise from normal usage and aging.
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Important limits and common exclusions
There are several key limitations to keep in mind:
- No full roof replacements.
AHS states they will repair covered leaks but will not replace an entire roof. If your roof is at the end of its service life, a warranty add-on won’t cover a full reroof. - Coverage caps.
Add-ons for leaks in the roof typically have a the possibility of a limit in dollars (some reviews and plans have limits as high as $1,000). So, large repairs can exceed what the warranty will cover. Review the plan’s current information for specific limits. - Property eligibility and exclusions.
Shared roofs (condos, townhomes), mobile homes, and certain roof types (e.g., some metal or eco roofs) may be excluded. Also, damage from pre-existing, unreported defects or improper maintenance can be denied.
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Practical advice: what you should do next
- Read your specific plan.
Coverage varies by plan level and state; always review the sample plan agreement and exclusions. - Call AHS before hiring a roofer.
If you suspect a leak, open a service request with AHS to see if the repair qualifies under your add-on. - Document damage
with photos and any prior repairs; this helps claims go more smoothly. - Think about an inspection by a roofer.
For more significant issues (widespread decay, storm damage, or a deteriorating roof), contact an expert local to look over your property and write a detailed estimate.
If you need a trusted inspection or a second opinion on an AHS claim, ONLY Roofing offers professional roof inspections and honest repair estimates. Book a roof inspection, and we’ll help you understand whether a warranty repair is possible or if a more comprehensive solution is needed.
Final Thoughts
Does American Home Shield Cover Roofs? American Home Shield can help with leaks in specific areas of your roof as an add-on service, but it’s not a replacement for homeowners’ insurance or an emergency replacement budget. Check your contract, read the limitations, and then get an inspection from a professional to make the right choice regarding your roof.
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